Project Milestones
Track our journey from concept to market leadership. OpenCredit is committed to transparency in our progress, achievements, and roadmap for democratizing credit access in India.
Key Progress Indicators
Merchants Onboarded
Lender Partners
Loans Facilitated
GitHub Stars
Milestone Timeline
Project Inception
OpenCredit initiative founded with mission to democratize credit access
Open Source Launch
Credit scoring engine released on GitHub under Apache 2.0 license
First 1M Merchants
Onboard first million merchants to the OpenCredit platform
5 Lender Partnerships
Partner with 5 NBFCs and cooperative banks for pilot lending
RBI Sandbox Entry
Enter RBI regulatory sandbox for alternative credit scoring
₹1,000 Cr Loans Facilitated
Facilitate first ₹1,000 crore in loans through OpenCredit scores
Consumer Credit Launch
Launch consumer credit scoring for individuals
Regional Expansion
Expand to tier 2 and tier 3 cities across India
5-Year Implementation Plan
Year 1 (2025-2026)
- •Launch open-source credit scoring engine
- •Onboard 5 million merchants
- •Partner with 10 lenders
- •Facilitate ₹10,000 crore in loans
- •Pilot in 5 major cities
Year 2-3 (2026-2028)
- •Expand to 25 million merchants
- •50 lender partnerships
- •₹50,000 crore annual loan volume
- •Consumer credit scoring launch
- •10+ regional languages
Year 4-5 (2028-2030)
- •50 million merchants, 200 million consumers
- •100+ lender partnerships
- •₹2,00,000 crore annual loans
- •AI/ML credit models
- •International expansion
Help Us Reach Our Goals
OpenCredit is a community-driven initiative. Whether you're a developer, researcher, lender, or advocate for financial inclusion, there's a way for you to contribute.